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Disclaimer: LISAgroup Pty Ltd (ABN 94 130 179 369) trading as LISAgroup is a Corporate Authorised Representative (AFS 461906) of BOW Financial Pty Ltd (AFSL 483033). LISAgroup is a GENERAL ADVISORY service. All information has been prepared without taking into account your objectives, financial situation or needs and you should consider if the information is appropriate for you before making a decision. LISAgroup does not make any recommendations as to the merits of any investment opportunity referred to in its emails or its website. You should consider the relevant product disclosure statement before making a decision about the product and seek qualified financial advice if necessary.